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Substrack: subscription, bill and emi tracker

Beta · open with invite code

A tracker for everything that repeats: subscriptions, bills, EMIs and AutoPays in one list, with a heads-up before anything charges you.

No bank loginYou add them, in a few taps
Excel in, Excel outImport or export a sheet
Join the beta
Invite codeSUB-BETAUSER

Or open app.mundhralabs.com and enter the code yourself.

One clear total: Everything that repeats, added up.
Catches double pays: Possibly paying twice? Substrack checks.
Shared plans, paid back: Your real cost is just your share.
Every renewal on a calendar: The month at a glance, charge by charge.
Share your stack: Compare with friends. Nothing is uploaded.
One clear total

What Substrack does

Track every subscription, bill and EMI, by Mundhra Labs.

Substrack is a tracker from Mundhra Labs for everything that repeats: subscriptions like Netflix and Spotify, bills, EMIs and UPI AutoPays, all in one list. It adds up what you pay a month, a year and a day, shows what charges next, flags double pays and trials about to convert, and keeps track of who still owes you for a shared plan. There is no bank login and no SMS reading. You add things yourself, in a few taps, or import an Excel sheet.

  1. List what repeats

    A few quick questions help you list every subscription, bill and EMI. Or import an Excel sheet.

  2. See the real total

    What you pay a month, a year and a day, and what charges next.

  3. Get a heads-up

    Add each renewal to Google, Apple or Outlook calendar, with an alert before it charges.

Substrack, answered

The questions people ask first.

What is Substrack?

Substrack is a web app from Mundhra Labs that tracks everything that repeats: subscriptions, bills, EMIs and UPI AutoPays in one list, with a heads-up before anything charges you.

Is Substrack the same as Substack?

No. Substack is a newsletter platform. Substrack, with an r, is a subscription, bill and EMI tracker made by Mundhra Labs.

Does Substrack need my bank login or read my SMS?

No. There is no bank login and no SMS reading. You add things yourself, in a few taps.

What can I track?

Anything that repeats: streaming and app subscriptions, bills, EMIs and UPI AutoPays. Substrack also flags overlaps, like Apple Music inside Apple One, and trials about to convert.

How do I join the beta?

Open app.mundhralabs.com and enter the invite code SUB-BETAUSER.

Can I import or export my list?

Yes. Import an Excel sheet to start, and export your list to Excel any time.

Do I need to install anything?

No. Substrack runs in the browser on your phone or laptop.

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